South Carolina Worker’s Compensation Medical Benefits
Under South Carolina Worker’s Compensation laws, if you’re injured on the job and you need medical care (and by the way, you should always see a doctor after an injury just to have a record, even if you think it’s just a minor one),
Under South Carolina worker’s compensation benefits should cover the costs of your medical care. Generally speaking, your workers comp insurance company will cover any and all medical care your doctor deems necessary to treat your injury. But as with any law, there are some limitations, and knowing what they care can help you avoid unpleasant surprises when your medical bills arrive. Here’s a quick recap of what is – and isn’t covered by South Carolina’s worker’s comp medical benefits:
What IS covered
- Emergency room care and treatment
- Hospital stays
- Doctor office visits
- Blood tests and other lab work
- Imaging studies like x-rays, MRIs and ultrasounds if a doctor needs these studies to diagnose and treat your condition
- Physical therapy and other types of rehabilitative treatments
- Transportation to and from medical care appointments in some cases
What ISN’T covered – usually
If you’re a fan of Eastern or alternative medicine, your treatments of choice – including acupuncture and biofeedback – probably are not going to be covered under the state’s laws. Anything experimental will also be denied. Of course, if you still want to undergo these types of treatments, you’ll be able to, but you’ll need to pay for them out of pocket. You should also make sure using alternative treatments won’t interfere with the benefits for services that are covered. For instance, if you decide to undergo both traditional Western medical treatments as well as alternative treatments, you’ll want to consult with a workman’s comp lawyer to ensure there won’t be any conflicts or problems with receiving benefits for traditional services that are normally covered by workman’s compensation.
Finally, you need to be aware of any limits on the numbers of treatment you can have. Some types of treatments, such as physical therapy or chiropractic care, are only covered a certain number of times. If your doctor believes you need additional care, you’ll need to have a recommendation from that doctor and have it approved before the session will be covered.
What if I need ongoing care?
Yes, workman’s comp laws provide for ongoing, long-term and even lifelong care for some types of injuries and disabilities. As you can imagine, the process of having long-term treatment approved is complicated, and to successfully prove your claim, you’ll need to work with an experienced workman’s comp lawyer.
Selecting the Right Attorney for Your Workman’s Comp Claim
Workman’s comp claims can be complex, and since even a tiny error can result in delays and even outright denial of your claim, you need to be sure when considering work injury lawyers that you choose one with the skills and experience to handle your claim or appeal successfully.
- Lindsay Blanks is one of the most respected and trusted work injury lawyers in Charleston and South Carolina. With nearly three decades of experience helping hundreds of men and women successfully pursue their claims, he understands the state’s laws and the claims and appeals processes inside and out. If you’ve been hurt on the job, you need a SC workman’s comp lawyer who has your bets interests at heart and who will aggressively represent your rights. To schedule your free consultation, call the Law Offices of E. Lindsay Blanks at (843)863-1800 today.